Joe has over 40 years of experience in Tax, Investment Advisory and Wealth Management. Since 1979, he has worked with affluent families and business owners to develop and implement advanced income and estate tax planning strategies, prepare income tax returns, and administer trusts and estates. Joe is a licensed Certified Public Accountant in Connecticut and New Jersey. He serves as trustee and executor to Dowling Group clients.

Soon after graduating from Seton Hall University with a degree in Accounting and completing his audit apprenticeship, Joe began working for Arthur Young & Co. as a Senior Tax Accountant. After 5 years he was promoted to Senior Tax Manager and became responsible for many Fortune 500 corporate clients as well as large international trusts, partnerships and tax exempt organizations.

Joe went on to found Joseph M. Dowling, CPAs in 1979 in Old Greenwich, CT. JMD, CPAs specializes in income tax consulting for individuals, corporations, estates and trusts. As his clients’ fiduciary, he also provided Financial Planning and Investment Advisory services. Over the years the financial planning and investment advisory practice grew into a need for a full-service wealth management firm. As a result, Dowling Financial Services, Inc., Registered Investment Advisor was born in 1981, based on the philosophy that planning is the cornerstone to success.

Joe has authored several published articles on advanced tax and estate planning strategies. He has been quoted in media outlets and has also been interviewed for TV, newspapers and magazines.

In his free time Joe enjoys traveling and competing in para-triathlon and other athletic competitions around the world. Joe was formerly the President of the International Wheelchair Road Racers Club (IWRRC), Chairman of Wheelchair Athletics, USA (WAUSA) and Chairman of Long Distance Racing (LDR). He is also a member of the Greenwich Aquatic Hall of Fame and the Mid Atlantic Wheelchair Athletic Association Hall of Fame. Joe is also a recipient of the Key to the City of New York and a recipient of the Rudy Giuliani Award. In his free time he enjoys training for his competitions and mentoring aspiring athletes.

Sean is the second generation of the Dowling Group Wealth Management. He has been named a Top Wealth Manager of Westchester County repeatedly since 2013 by Westchester Magazine. He has over twenty years’ experience in Wealth, Tax and Investment Advisory services. During his time with the Dowling Group, Sean has worked with families and business owners in Greenwich seeking personalized and effective wealth management programs. As a Certified Financial Planner^® professional and licensed investment advisor representative registered with the Securities and Exchange Commission (SEC), Sean serves as a fiduciary to all Dowling Group clients.

A graduate of the University of Connecticut, Sean earned his Bachelor’s degree in Accounting & Finance. Sean is also a graduate of Sacred Heart University’s College for Financial Planning where he completed the Certified Financial Planner course of study. Sean holds the CFP designation as well as the Enrolled Agent (EA) credential granted by the United States Treasury.

Sean has authored several published articles on wealth management and tax planning. He has been quoted in media outlets such as MSNBC, Research Magazine, Greenwich Time, Bankrate and the Fairfield County Business Journal. He is also a frequent guest speaker on taxation and investment planning at community venues, radio and internet broadcasts.

Sean has served as Treasurer for the Financial Planning Association of Fairfield County which provides pro-bono financial planning services and scholarships to those in need, as well as raising the visibility of the financial planning profession. He has also served as the Treasurer for Horizons National at Sacred Heart University. Horizons is an award winning program that provides summer learning opportunities to low income children between the grades of K through 8. In addition to functioning as Treasurer, Sean has served as Co- Chair to the Kids in Crisis Golf fundraiser and Greenwich Town Golf Tournament title sponsor.

In his free time, Sean can be found on the golf course or in a swimming pool. He is a competitive golfer and swimmer who also enjoys fishing, reading and travel.

Greg joined The Dowling Group in 2021 with over 25 years of public accounting experience working for regional accounting firms in New York.

Greg specializes in tax and accounting for high-net-worth individuals, partnerships, and corporations. He is a graduate of Pace University with a degree in Public Accounting and is a member of the AICPA.

Greg resides in Cos Cob with his family and enjoys spending his free time with his three grandchildren.

Mackenzie began her journey with the firm as a Tax Intern in February 2021, working closely with our Tax Consultants to gain a deeper understanding of the field. Over time, she has strengthened her knowledge and skills through hands-on experience in preparing tax returns, performing tax projections and planning, managing bookkeeping, and supporting various client-focused initiatives. Today, she proudly serves as one of our Senior Tax Associates.

Mackenzie earned both her Bachelor of Science and Master of Science in Accounting from Sacred Heart University. And after living in New York, Connecticut, and Texas, she now calls Washington home and is enjoying exploring life on the West Coast while preparing for her CPA. In her downtime, she loves reading, cooking and baking, and spending weekends at the local farmer’s market with her boyfriend and their energetic black lab, Dallas.

Steven joins us as he prepares to cross the ten year mark in his tax career. While working at various small to mid-size CPA firms, his specialties have included high-net-worth individual, fiduciary, and partnerships. Originally from New York City, he graduated from Queens College in 2013 with a Bachelors Degree in Accounting. Steven moved to Fort Lauderdale, FL in 2021, where he’s resided for the last 4 years.

In his free time, Steven likes golfing, walking, or cheering on the New York Rangers and New York Mets—preferably live!

Katie is the friendly face and organizational heartbeat of The Dowling Group. She keeps operations running smoothly, directs workflow across the team, and ensures clients feel cared for from the moment they reach out. Building relationships and delivering a warm, personal experience is her favorite part of the job.

Katie earned her BA in English from Eastern Connecticut State University and previously worked in private equity in Los Angeles before returning to Connecticut. She lives in Stamford with her husband, Jack, their daughter, Abigail, and Pickles — the unofficial office pup.

When she’s not in the office, you can usually find Katie in the kitchen testing a new recipe (and only sometimes making a mess), or off adventuring around New England with her family.

Carl has built his advisory practice at major institutions over his 25-year career including time at Goldman Sachs, Charles Schwab, and Lehman Brothers. His philosophy to put client’s interests first is why The Dowling Group is a good fit for Carl to continue his practice.

Carl had been in financial services for over 25 years, but he’s really been exposed to the business his entire life. Carl’s father had been a broker since 1971, selling municipal bonds which helped build Manhattan’s infrastructure and bridges. Carl recalls dinner conversations centered on money and stability. These family discussions built the foundation for Carl’s vision: hard work and financial independence will yield a secure future.

Carl’s experience has led him to focus on estate planning, risk management and wealth accumulation. His clients describe him as hardworking, honest, and dedicated with a genuine sense of caring about their well-being. Carl’s practice continues to expand due to grateful clients who refer family and friends.

Carl is a registered representative of The Dowling Group and operates as a fiduciary to The Dowling Group’s clients. He holds his industry licenses through the Securities and Exchange Commission, holds Series 7, 55, 63, and 65 securities registrations, and is licensed to sell life and health insurance.

Carl graduated from the University of New Hampshire in 1993, where he was a member of the Rugby team. His hobbies include sailing, lacrosse, running, hockey, and skiing. He lives in Greenwich with his wife and two children and is an active member of the community. Two of his favorite leisure activities are coaching his children’s sports teams and serving as the vice president of the Greenwich Business Club.

Ryan joined the Dowling Group in late 2023. He started his career at Mirador Financial where he aggregated financial performance reporting for wealth managers, large RIA’s, and family offices around the world.

Ryan came from Sacred Heart University and graduated from the Jack Welch Business School College in 2022, with a major in finance and a minor in economics. He is in pursuit of receiving all his registered securities exams.

Ryan resides in Fairfield. He enjoys long drives, music, and spending time with friends and family.